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- Q5449558 subject Q6361298.
- Q5449558 subject Q6464427.
- Q5449558 subject Q7215843.
- Q5449558 subject Q8458373.
- Q5449558 subject Q8659184.
- Q5449558 abstract "In United States law, a finance charge is any fee representing the cost of credit, or the cost of borrowing. It is interest accrued on, and fees charged for, some forms of credit. It includes not only interest but other charges as well, such as financial transaction fees. Details regarding the federal definition of finance charge are found in the Truth-in-Lending Act and Regulation Z, promulgated by the Federal Reserve Board.In personal finance, finance charge may be considered simply the dollar amount paid to borrow money, while interest is a percentage amount paid such as annual percentage rate or APR). This definition of finance charge and interest seems to be very narrow and not consistent with the Webster's [Dictionary] definition or the accounting definition.Creditors and lenders use different methods to calculate finance charges. The most common formula is based on the average daily balance, in which daily outstanding balances are added together and then divided by the number of days in the month.In financial accounting, interest is defined as any charge or cost of borrowing money. Interest is a synonym for finance charge. In effect, the accountant looks at the entire cost of settlement on a Housing and Urban Development (HUD) form 1 (the HUD-1 Settlement Statement) document as interest unless that charge can be identified as an escrow amount or an amount that is charged to current expenses or expenditures other than interest, such as payment of current or prorated real estate taxes.".
- Q5449558 wikiPageWikiLink Q1166072.
- Q5449558 wikiPageWikiLink Q11765.
- Q5449558 wikiPageWikiLink Q170924.
- Q5449558 wikiPageWikiLink Q182076.
- Q5449558 wikiPageWikiLink Q30.
- Q5449558 wikiPageWikiLink Q48525.
- Q5449558 wikiPageWikiLink Q5440396.
- Q5449558 wikiPageWikiLink Q5636168.
- Q5449558 wikiPageWikiLink Q6361298.
- Q5449558 wikiPageWikiLink Q6464427.
- Q5449558 wikiPageWikiLink Q7215843.
- Q5449558 wikiPageWikiLink Q765188.
- Q5449558 wikiPageWikiLink Q7848327.
- Q5449558 wikiPageWikiLink Q811595.
- Q5449558 wikiPageWikiLink Q8458373.
- Q5449558 wikiPageWikiLink Q8659184.
- Q5449558 comment "In United States law, a finance charge is any fee representing the cost of credit, or the cost of borrowing. It is interest accrued on, and fees charged for, some forms of credit. It includes not only interest but other charges as well, such as financial transaction fees.".
- Q5449558 label "Finance charge".