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- Q2328086 subject Q8826265.
- Q2328086 abstract "Template:ForAval (or endorsement), in Spain, is a joint commitment to payment of an obligation in favor of the creditor or beneficiary. It is granted by a third party, in case the principal debtor does not fulfil the obligation of payment of a credit title.The practice of requesting an aval from a prospective borrower has become commonplace since the 2008 global financial crisis.According to the Oxford English Dictionary, the word is derived from the French à val ("at the bottom"); according to the Trésor de la langue française, it is probably an abbreviation of the formula à valoir. However, it might also come from hawala, an informal value transfer system in the Muslim sharia law which influenced the development of aval in French law and the avallo in Italian law.The endorsement implies that a third party, known as a surety or guarantor, is jointly liable for the full amount of the debt with the principal debtor. The third party (guarantor) commits himself to cover the payment of the amount of the credit title and its interest, in case the original debtor does not fulfil his or her obligation.Normally the prospective lender may require a guarantor for the loan if the prospective borrower's credit is inadequate. This assures the bank or other lender that, if the borrower defaults, the guarantor can be held responsible for the remainder of the loan left unpaid.".
- Q2328086 wikiPageExternalLink 018text.html.
- Q2328086 wikiPageWikiLink Q1070699.
- Q2328086 wikiPageWikiLink Q1123811.
- Q2328086 wikiPageWikiLink Q1148747.
- Q2328086 wikiPageWikiLink Q182076.
- Q2328086 wikiPageWikiLink Q2596417.
- Q2328086 wikiPageWikiLink Q3196867.
- Q2328086 wikiPageWikiLink Q3359388.
- Q2328086 wikiPageWikiLink Q3541343.
- Q2328086 wikiPageWikiLink Q44996.
- Q2328086 wikiPageWikiLink Q482752.
- Q2328086 wikiPageWikiLink Q6030580.
- Q2328086 wikiPageWikiLink Q748845.
- Q2328086 wikiPageWikiLink Q8826265.
- Q2328086 wikiPageWikiLink Q896666.
- Q2328086 comment "Template:ForAval (or endorsement), in Spain, is a joint commitment to payment of an obligation in favor of the creditor or beneficiary.".
- Q2328086 label "Aval".