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- Q17143253 subject Q6571719.
- Q17143253 abstract "A guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should he or she default on agreed repayments.Guarantor loans are often seen as alternatives to payday loans and associated with the sub-prime finance industry, due to them being aimed at people who have no credit score, due to having never obtained credit in the past, or people with a damaged credit score, due to having missed payments towards debt in the past.Although guarantors are a relatively new introduction to the unsecured loan market, it's not uncommon for people to be asked to provide a guarantor to co-sign other forms of financial agreement, such as in residential letting contracts, where young people without previous references are often required to provide a guarantor and in the mortgage industry, where guarantors are often used to help people obtain a mortgage when they would otherwise be declined due to being considered a credit risk.These loans can often carry significant risks for the guarantor. A report suggests that these loans could be as damaging as payday loans, with 43% of guarantors in the study unclear about their financial liability.".
- Q17143253 wikiPageWikiLink Q162714.
- Q17143253 wikiPageWikiLink Q18387792.
- Q17143253 wikiPageWikiLink Q1967434.
- Q17143253 wikiPageWikiLink Q3247976.
- Q17143253 wikiPageWikiLink Q4736510.
- Q17143253 wikiPageWikiLink Q6571719.
- Q17143253 wikiPageWikiLink Q702362.
- Q17143253 wikiPageWikiLink Q748845.
- Q17143253 comment "A guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement.".
- Q17143253 label "Unsecured Guarantor Loan".