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- Security_question abstract "A security question is used as an authenticator by banks, cable companies and wireless providers as an extra security layer. They are a form of shared secret.Financial institutions have used questions to authenticate customers since at least the early 20th century. In a 1906 speech at a meeting of a section of the American Bankers Association, Baltimore banker William M. Hayden described his institution's use of security questions as a supplement to customer signature records. He described the signature cards used in opening new accounts, which had spaces for the customer's birthplace, \"residence\", mother's maiden name, occupation and age. Hayden noted that some of these items were often left blank and that the \"residence\" information was used primarily to contact the customer, but the mother's maiden name was useful as a \"strong test of identity\". Although he observed that it was rare for someone outside the customer's family to try to withdraw money from a customer account, he said that the mother's maiden name was useful in verification because it was rarely known outside the family and that even the people opening accounts were \"often unprepared for this question\". Similarly, under modern practice, a credit card provider could request a customer's mother's maiden name before issuing a replacement for a lost card.In the 2000s, security questions came into widespread use on the Internet. As a form of self-service password reset, security questions have reduced information technology help desk costs. By allowing the use of security questions online, they are rendered vulnerable to keystroke logging attacks. In addition, whereas a human customer service representative may be able to cope with inexact security answers appropriately, computers are less adept. As such, users must remember the exact spelling and sometimes even case of the answers they provide, which poses the threat that more answers will be written down, exposing them to physical theft.Due to the commonplace nature of social-media, many of the older traditional security questions are no longer useful or secure. It is important to remember that a security question is just another password. Therefore, a security question should not include any information readily available on social media websites, while remaining simple, memorable, difficult to guess, and constant over time. Understanding that not every question will work for everyone, RSA (a U.S. network security provider, a division of EMC Corporation) gives banks 150 questions to choose from.Many have questioned the usefulness of security questions. Security specialist Bruce Schneier points out that since they are public facts about a person, they are easier to guess for hackers than passwords. Users that know this create fake answers to the questions, then forget the answers, thus defeating the purpose and creating an inconvenience not worth the investment.".
- Security_question wikiPageID "15503832".
- Security_question wikiPageLength "4779".
- Security_question wikiPageOutDegree "29".
- Security_question wikiPageRevisionID "663444702".
- Security_question wikiPageWikiLink American_Bankers_Association.
- Security_question wikiPageWikiLink Authenticator.
- Security_question wikiPageWikiLink Baltimore.
- Security_question wikiPageWikiLink Bank.
- Security_question wikiPageWikiLink Bank_account.
- Security_question wikiPageWikiLink Bruce_Schneier.
- Security_question wikiPageWikiLink Category:Authentication_methods.
- Security_question wikiPageWikiLink Category:Banking_technology.
- Security_question wikiPageWikiLink Category:Computer_access_control.
- Security_question wikiPageWikiLink Credit_card.
- Security_question wikiPageWikiLink Financial_institution.
- Security_question wikiPageWikiLink Help_desk.
- Security_question wikiPageWikiLink Information_technology.
- Security_question wikiPageWikiLink Internet.
- Security_question wikiPageWikiLink Keystroke_logging.
- Security_question wikiPageWikiLink Knowledge-based_authentication.
- Security_question wikiPageWikiLink Letter_case.
- Security_question wikiPageWikiLink List_of_cable_television_companies.
- Security_question wikiPageWikiLink Maiden_and_married_names.
- Security_question wikiPageWikiLink Matronymic.
- Security_question wikiPageWikiLink Mobile_network_operator.
- Security_question wikiPageWikiLink Mother.
- Security_question wikiPageWikiLink Online_and_offline.
- Security_question wikiPageWikiLink Password_fatigue.
- Security_question wikiPageWikiLink Record_linkage.
- Security_question wikiPageWikiLink Security.
- Security_question wikiPageWikiLink Self-service_password_reset.
- Security_question wikiPageWikiLink Shared_secret.
- Security_question wikiPageWikiLink Signature.
- Security_question wikiPageWikiLinkText "Security question".
- Security_question wikiPageWikiLinkText "key piece".
- Security_question wikiPageWikiLinkText "security question".
- Security_question wikiPageWikiLinkText "security questions".
- Security_question wikiPageUsesTemplate Template:Reflist.
- Security_question subject Category:Authentication_methods.
- Security_question subject Category:Banking_technology.
- Security_question subject Category:Computer_access_control.
- Security_question type Method.
- Security_question comment "A security question is used as an authenticator by banks, cable companies and wireless providers as an extra security layer. They are a form of shared secret.Financial institutions have used questions to authenticate customers since at least the early 20th century. In a 1906 speech at a meeting of a section of the American Bankers Association, Baltimore banker William M. Hayden described his institution's use of security questions as a supplement to customer signature records.".
- Security_question label "Security question".
- Security_question sameAs Q525668.
- Security_question sameAs Sicherheitsfrage.
- Security_question sameAs m.03mclmx.
- Security_question sameAs Q525668.
- Security_question wasDerivedFrom Security_question?oldid=663444702.
- Security_question isPrimaryTopicOf Security_question.