DBpedia – Linked Data Fragments

Matches in DBpedia 2016-04 for { <http://dbpedia.org/resource/Reverse_mortgage> ?p ?o }

• Reverse_mortgage abstract "A reverse mortgage or home equity conversion mortgage (HECM) is a special type of home loan for older homeowners (62 years or older) that requires no monthly mortgage payments. Borrowers are still responsible for property taxes and homeowner’s insurance. Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. The rising loan balance can eventually grow to exceed the value of the home, particularly in times of declining home values or if the borrower continues to live in the home for many years. However, the borrower (or the borrower’s estate) is generally not required to repay any additional loan balance in excess of the value of the home.Specific rules for reverse mortgage transactions vary depending on the laws of the jurisdiction. For example, in Canada, the loan balance cannot exceed the fair market value of the home by law.One may compare a reverse mortgage with a conventional mortgage, where the homeowner makes a monthly payment to the lender, and after each payment, the homeowner's equity increases by the amount of the principal included in the payment.Regulators and academics have given mixed commentary on the reverse mortgage market. Some economists argue that reverse mortgages allow the elderly to smooth out their income and consumption patterns over time, and thus may provide welfare benefits. However, regulatory authorities, such as the Consumer Financial Protection Bureau, argue that reverse mortgages are \"complex products and difficult for consumers to understand,\" especially in light of \"misleading advertising,\" low-quality counseling, and \"risk of fraud and other scams.\" Moreover, the Bureau claims that many consumers do not use reverse mortgages for the positive, consumption-smoothing purposes advanced by economists. In Canada, the borrower must seek independent legal advice before being approved for a reverse mortgage.".
• Reverse_mortgage wikiPageID "609322".
• Reverse_mortgage wikiPageLength "41166".
• Reverse_mortgage wikiPageOutDegree "42".
• Reverse_mortgage wikiPageRevisionID "707894111".
• Reverse_mortgage wikiPageWikiLink American_Bar_Association.
• Reverse_mortgage wikiPageWikiLink Bankruptcy.
• Reverse_mortgage wikiPageWikiLink Category:Income.
• Reverse_mortgage wikiPageWikiLink Category:Mortgage.
• Reverse_mortgage wikiPageWikiLink Compound_interest.
• Reverse_mortgage wikiPageWikiLink Consumer_Financial_Protection_Bureau.
• Reverse_mortgage wikiPageWikiLink Default_(finance).
• Reverse_mortgage wikiPageWikiLink Equity_release.
• Reverse_mortgage wikiPageWikiLink Escrow.
• Reverse_mortgage wikiPageWikiLink Fair_market_value.
• Reverse_mortgage wikiPageWikiLink Federal_Housing_Administration.
• Reverse_mortgage wikiPageWikiLink Fixed_interest_rate_loan.
• Reverse_mortgage wikiPageWikiLink Fraud.
• Reverse_mortgage wikiPageWikiLink Guaranteed_Investment_Certificate.
• Reverse_mortgage wikiPageWikiLink Home_equity.
• Reverse_mortgage wikiPageWikiLink Home_equity_line_of_credit.
• Reverse_mortgage wikiPageWikiLink Home_equity_loan.
• Reverse_mortgage wikiPageWikiLink Housing_and_Community_Development_Act_of_1987.
• Reverse_mortgage wikiPageWikiLink Interest.
• Reverse_mortgage wikiPageWikiLink Interest_rate.
• Reverse_mortgage wikiPageWikiLink Internal_Revenue_Service.
• Reverse_mortgage wikiPageWikiLink Life_estate.
• Reverse_mortgage wikiPageWikiLink Medicaid.
• Reverse_mortgage wikiPageWikiLink Medicare_(United_States).
• Reverse_mortgage wikiPageWikiLink Mortgage_loan.
• Reverse_mortgage wikiPageWikiLink Negative_amortization.
• Reverse_mortgage wikiPageWikiLink Old_Age_Security.
• Reverse_mortgage wikiPageWikiLink Planned_unit_development.
• Reverse_mortgage wikiPageWikiLink Prepayment_of_loan.
• Reverse_mortgage wikiPageWikiLink Real_estate_appraisal.
• Reverse_mortgage wikiPageWikiLink Ronald_Reagan.
• Reverse_mortgage wikiPageWikiLink Social_Security_(United_States).
• Reverse_mortgage wikiPageWikiLink Social_security_in_Australia.
• Reverse_mortgage wikiPageWikiLink Supplemental_Security_Income.
• Reverse_mortgage wikiPageWikiLink United_States_Census_Bureau.
• Reverse_mortgage wikiPageWikiLink William_Proxmire.
• Reverse_mortgage wikiPageWikiLink Yung-Ping_Chen.
• Reverse_mortgage wikiPageWikiLinkText "Reverse mortgage".
• Reverse_mortgage wikiPageWikiLinkText "Reverse mortgage, Reverse annuity mortgage".
• Reverse_mortgage wikiPageWikiLinkText "housing wealth".
• Reverse_mortgage wikiPageWikiLinkText "reverse mortgage".
• Reverse_mortgage wikiPageWikiLinkText "reverse".
• Reverse_mortgage wikiPageUsesTemplate Template:Citation_needed.
• Reverse_mortgage wikiPageUsesTemplate Template:Dmoz.
• Reverse_mortgage wikiPageUsesTemplate Template:Mortgage_loan.
• Reverse_mortgage wikiPageUsesTemplate Template:Reflist.
• Reverse_mortgage subject Category:Income.
• Reverse_mortgage subject Category:Mortgage.
• Reverse_mortgage hypernym Type.
• Reverse_mortgage type Redirect.
• Reverse_mortgage comment "A reverse mortgage or home equity conversion mortgage (HECM) is a special type of home loan for older homeowners (62 years or older) that requires no monthly mortgage payments. Borrowers are still responsible for property taxes and homeowner’s insurance. Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home.".
• Reverse_mortgage label "Reverse mortgage".
• Reverse_mortgage sameAs Q555325.
• Reverse_mortgage sameAs Nedsparingslån.
• Reverse_mortgage sameAs Umgekehrte_Hypothek.
• Reverse_mortgage sameAs Hipoteca_inversa.
• Reverse_mortgage sameAs משכנתה_הפוכה.
• Reverse_mortgage sameAs Prestito_vitalizio_ipotecario.
• Reverse_mortgage sameAs リバースモーゲッジ.
• Reverse_mortgage sameAs Odwrócona_hipoteka.
• Reverse_mortgage sameAs m.02w4m0.
• Reverse_mortgage sameAs Обратная_ипотека.
• Reverse_mortgage sameAs Q555325.
• Reverse_mortgage wasDerivedFrom Reverse_mortgage?oldid=707894111.
• Reverse_mortgage isPrimaryTopicOf Reverse_mortgage.