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- Retained_interest abstract "Retained interest (also colloquially known as a payout penalty) is future, currently unpaid, interest that some lenders add to the remaining principal of a loan to determine a payout figure in the event that the loan is terminated before the completion of the original term.When two parties enter into a loan agreement, the amount of interest payable over the term of the loan is calculated and then amortized across the loan repayments. Thus, each repayment can be considered to include two parts: one part repaying some of the principal of the loan, and the other paying interest.In the situation that a loan is terminated early, a portion of the interest originally calculated for that loan has not yet been paid, as this interest would have been included in the interest portion of future repayments that are no longer going to be made.Some lenders recover (\"retain\") some (or all) of this interest by adding it to the remaining principal of the loan when calculating a payout figure. This portion of the future interest included in the early payout figure for a loan is known as retained interest.".
- Retained_interest wikiPageExternalLink payout-penalty-retained-interest-calculator.aspx.
- Retained_interest wikiPageExternalLink retained-interest-payout-penalties-explained.aspx.
- Retained_interest wikiPageID "13337588".
- Retained_interest wikiPageLength "2360".
- Retained_interest wikiPageOutDegree "17".
- Retained_interest wikiPageRevisionID "404888622".
- Retained_interest wikiPageWikiLink Amortized_analysis.
- Retained_interest wikiPageWikiLink Australia.
- Retained_interest wikiPageWikiLink Car.
- Retained_interest wikiPageWikiLink Category:Business_law.
- Retained_interest wikiPageWikiLink Category:Business_terms.
- Retained_interest wikiPageWikiLink Category:Contract_law.
- Retained_interest wikiPageWikiLink Category:Financial_economics.
- Retained_interest wikiPageWikiLink Category:Interest.
- Retained_interest wikiPageWikiLink Category:Pricing.
- Retained_interest wikiPageWikiLink Chattel_mortgage.
- Retained_interest wikiPageWikiLink Commercial_vehicle.
- Retained_interest wikiPageWikiLink Debt.
- Retained_interest wikiPageWikiLink Finance_lease.
- Retained_interest wikiPageWikiLink Hire_purchase.
- Retained_interest wikiPageWikiLink Interest.
- Retained_interest wikiPageWikiLink Loan.
- Retained_interest wikiPageWikiLink Time.
- Retained_interest wikiPageWikiLinkText "Retained interest".
- Retained_interest subject Category:Business_law.
- Retained_interest subject Category:Business_terms.
- Retained_interest subject Category:Contract_law.
- Retained_interest subject Category:Financial_economics.
- Retained_interest subject Category:Interest.
- Retained_interest subject Category:Pricing.
- Retained_interest type Concept.
- Retained_interest type Term.
- Retained_interest comment "Retained interest (also colloquially known as a payout penalty) is future, currently unpaid, interest that some lenders add to the remaining principal of a loan to determine a payout figure in the event that the loan is terminated before the completion of the original term.When two parties enter into a loan agreement, the amount of interest payable over the term of the loan is calculated and then amortized across the loan repayments.".
- Retained_interest label "Retained interest".
- Retained_interest sameAs Q7316624.
- Retained_interest sameAs m.03c24r8.
- Retained_interest sameAs Q7316624.
- Retained_interest wasDerivedFrom Retained_interest?oldid=404888622.
- Retained_interest isPrimaryTopicOf Retained_interest.