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- Replacement_value abstract "The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth.In the insurance industry, \"replacement cost\" or \"replacement cost value\" is one of several method of determining the value of an insured item. Replacement cost is the actual cost to replace an item or structure at its pre-loss condition. This may not be the \"market value\" of the item, and is typically distinguished from the \"actual cash value\" payment which includes a deduction for depreciation. For insurance policies for property insurance, a contractual stipulation that the lost asset must be actually repaired or replaced before the replacement cost can be paid is common. This prevents overinsurance, which contributes to arson and insurance fraud. Replacement cost policies emerged in the mid-20th century; prior to that concern about overinsurance restricted their availability.Replacement cost coverage is designed so the policyholder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. For example: when a television is covered by a replacement cost value policy, the cost of a similar television which can be purchased today determines the compensation amount for that item. This kind of policy is more expensive than an Actual Cash Value policy, where the policyholder will not be compensated for the depreciation of an item that was destroyed. The total amount paid by an insurance company on a claim may also involve other factors such as co-insurance or deductibles. One of the champions of the replacement cost method was the Dutch professor in Business economics Théodore Limperg.".
- Replacement_value wikiPageID "2936558".
- Replacement_value wikiPageLength "6258".
- Replacement_value wikiPageOutDegree "17".
- Replacement_value wikiPageRevisionID "701648833".
- Replacement_value wikiPageWikiLink Actual_cash_value.
- Replacement_value wikiPageWikiLink Arson.
- Replacement_value wikiPageWikiLink Business_economics.
- Replacement_value wikiPageWikiLink California_Department_of_Insurance.
- Replacement_value wikiPageWikiLink Category:Insurance_terms.
- Replacement_value wikiPageWikiLink Co-insurance.
- Replacement_value wikiPageWikiLink CoreLogic.
- Replacement_value wikiPageWikiLink Deductible.
- Replacement_value wikiPageWikiLink Depreciation.
- Replacement_value wikiPageWikiLink Holding_gains.
- Replacement_value wikiPageWikiLink Insurance.
- Replacement_value wikiPageWikiLink Insurance_fraud.
- Replacement_value wikiPageWikiLink Insurance_policy.
- Replacement_value wikiPageWikiLink Property_insurance.
- Replacement_value wikiPageWikiLink Théodore_Limperg.
- Replacement_value wikiPageWikiLink United_Policyholders.
- Replacement_value wikiPageWikiLink Verisk_Analytics.
- Replacement_value wikiPageWikiLinkText "Replacement Cost Value".
- Replacement_value wikiPageWikiLinkText "Replacement cost, Replacement value".
- Replacement_value wikiPageWikiLinkText "cost of replacement".
- Replacement_value wikiPageWikiLinkText "replacement cost".
- Replacement_value wikiPageWikiLinkText "replacement value".
- Replacement_value wikiPageUsesTemplate Template:Incomplete.
- Replacement_value wikiPageUsesTemplate Template:Main.
- Replacement_value wikiPageUsesTemplate Template:Multiple_issues.
- Replacement_value wikiPageUsesTemplate Template:Refimprove.
- Replacement_value wikiPageUsesTemplate Template:Reflist.
- Replacement_value subject Category:Insurance_terms.
- Replacement_value hypernym Method.
- Replacement_value type Software.
- Replacement_value type Term.
- Replacement_value comment "The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth.In the insurance industry, \"replacement cost\" or \"replacement cost value\" is one of several method of determining the value of an insured item. Replacement cost is the actual cost to replace an item or structure at its pre-loss condition.".
- Replacement_value label "Replacement value".
- Replacement_value sameAs Q356950.
- Replacement_value sameAs Wiederbeschaffungskosten.
- Replacement_value sameAs Valor_de_reposición.
- Replacement_value sameAs ارزش_جایگزینی.
- Replacement_value sameAs Coût_de_remplacement.
- Replacement_value sameAs m.08dv3_.
- Replacement_value sameAs Восстановительная_стоимость.
- Replacement_value sameAs Q356950.
- Replacement_value wasDerivedFrom Replacement_value?oldid=701648833.
- Replacement_value isPrimaryTopicOf Replacement_value.