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- Credit_broker abstract "In business and law, a credit broker is a company or individual that deals in brokerage of consumer credit. Essentially a credit broker links somebody looking for consumer credit, a debtor with a company or individual willing to provide it, a creditor, normally for a commission. Credit brokers include mortgage brokers and loan brokers. The commission normally comes from the individual or institution offering credit, and the broker is therefore not entirely objective. Some credit brokers also levy a separate charge on the person looking for credit, without the knowledge of the offering institution.In British law, credit brokers are covered by the Consumer Credit Act 1974 and the Consumer Credit Act 2006, which defines a credit broker not just as a mortgage or loan broker, but also as a vast range of other intermediary bodies such as car dealers, shops that introduce customers to financial houses for hire-purchase agreements and solicitors who negotiate advances for non-corporate clients. Under the 1974 Act, such businesses require licenses from the Office of Fair Trading. If the business is unlicensed, any agreements made are considered \"tainted\". In this situation, agreements are only enforceable with a direct order from the Director General of Fair Trading. In addition, the unlicensed trader also commits a criminal offence. This only comes into effect if enforcement is sought through the courts, however; it has been pointed out that agreements can still run their course regardless of the status of the broker. In certain situations under the 2006 Act, credit brokers become agents of the creditor.".
- Credit_broker wikiPageID "24689352".
- Credit_broker wikiPageLength "2693".
- Credit_broker wikiPageOutDegree "12".
- Credit_broker wikiPageRevisionID "557063487".
- Credit_broker wikiPageWikiLink Broker.
- Credit_broker wikiPageWikiLink Category:Business_and_financial_operations_occupations.
- Credit_broker wikiPageWikiLink Category:Credit.
- Credit_broker wikiPageWikiLink Consumer_Credit_Act_1974.
- Credit_broker wikiPageWikiLink Consumer_Credit_Act_2006.
- Credit_broker wikiPageWikiLink Credit_(finance).
- Credit_broker wikiPageWikiLink Hire_purchase.
- Credit_broker wikiPageWikiLink Law_of_agency.
- Credit_broker wikiPageWikiLink Law_of_the_United_Kingdom.
- Credit_broker wikiPageWikiLink Mortgage_broker.
- Credit_broker wikiPageWikiLink Office_of_Fair_Trading.
- Credit_broker wikiPageWikiLink Solicitor.
- Credit_broker wikiPageWikiLinkText "Credit broker".
- Credit_broker wikiPageWikiLinkText "credit broker".
- Credit_broker wikiPageUsesTemplate Template:Cite_book.
- Credit_broker wikiPageUsesTemplate Template:Reflist.
- Credit_broker subject Category:Business_and_financial_operations_occupations.
- Credit_broker subject Category:Credit.
- Credit_broker hypernym Company.
- Credit_broker type Company.
- Credit_broker type Occupation.
- Credit_broker comment "In business and law, a credit broker is a company or individual that deals in brokerage of consumer credit. Essentially a credit broker links somebody looking for consumer credit, a debtor with a company or individual willing to provide it, a creditor, normally for a commission. Credit brokers include mortgage brokers and loan brokers. The commission normally comes from the individual or institution offering credit, and the broker is therefore not entirely objective.".
- Credit_broker label "Credit broker".
- Credit_broker sameAs Q489822.
- Credit_broker sameAs Кредитен_консултант.
- Credit_broker sameAs Kreditvermittlung.
- Credit_broker sameAs Pośrednik_kredytowy.
- Credit_broker sameAs m.080g9j8.
- Credit_broker sameAs Кредитный_брокер.
- Credit_broker sameAs Кредитний_брокер.
- Credit_broker sameAs Q489822.
- Credit_broker wasDerivedFrom Credit_broker?oldid=557063487.
- Credit_broker isPrimaryTopicOf Credit_broker.