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- Average_high_cost_multiple abstract "In unemployment insurance (UI) in the United States, the average high-cost multiple (AHCM) is a commonly used actuarial measure of Unemployment Trust Fund adequacy. Technically, AHCM is defined as reserve ratio (i.e., the balance of UI trust fund expressed as % of total wages paid in covered employment) divided by average cost rate of three high-cost years in the state's recent history (typically 20 years or a period covering three recessions, whichever is longer). In this definition, cost rate for any duration of time is defined as benefit cost divided by total wages paid in covered employment for the same duration, usually expressed as a percentage.Intuitively, the AHCM provides an estimate of the length of time (measured in number of years) current reserve in the trust fund (without taking into account future revenue income) can pay out benefits at historically high payout rate. For example, if a state's AHCM is 1.0 immediately prior to a recession, and if the incoming recession is of the average magnitude of the past three recessions, then the state is expected to be able to pay one year of UI benefits using the money already in its trust fund alone. If the AHCM is 0.5, then the state is expected to be able to pay out six months of benefits when the a similar recession hits.".
- Average_high_cost_multiple thumbnail USAHCM.jpg?width=300.
- Average_high_cost_multiple wikiPageExternalLink calculator.asp.
- Average_high_cost_multiple wikiPageExternalLink data.asp.
- Average_high_cost_multiple wikiPageExternalLink hb394.asp.
- Average_high_cost_multiple wikiPageID "31042895".
- Average_high_cost_multiple wikiPageLength "2379".
- Average_high_cost_multiple wikiPageOutDegree "6".
- Average_high_cost_multiple wikiPageRevisionID "561334432".
- Average_high_cost_multiple wikiPageWikiLink Category:Actuarial_science.
- Average_high_cost_multiple wikiPageWikiLink Category:Insurance.
- Average_high_cost_multiple wikiPageWikiLink Category:Unemployment_in_the_United_States.
- Average_high_cost_multiple wikiPageWikiLink Unemployment_Trust_Fund.
- Average_high_cost_multiple wikiPageWikiLink Unemployment_benefits.
- Average_high_cost_multiple wikiPageWikiLink File:USAHCM.jpg.
- Average_high_cost_multiple wikiPageWikiLinkText "Average high cost multiple".
- Average_high_cost_multiple wikiPageUsesTemplate Template:Insurance-stub.
- Average_high_cost_multiple wikiPageUsesTemplate Template:Use_mdy_dates.
- Average_high_cost_multiple subject Category:Actuarial_science.
- Average_high_cost_multiple subject Category:Insurance.
- Average_high_cost_multiple subject Category:Unemployment_in_the_United_States.
- Average_high_cost_multiple type Field.
- Average_high_cost_multiple type Service.
- Average_high_cost_multiple comment "In unemployment insurance (UI) in the United States, the average high-cost multiple (AHCM) is a commonly used actuarial measure of Unemployment Trust Fund adequacy. Technically, AHCM is defined as reserve ratio (i.e., the balance of UI trust fund expressed as % of total wages paid in covered employment) divided by average cost rate of three high-cost years in the state's recent history (typically 20 years or a period covering three recessions, whichever is longer).".
- Average_high_cost_multiple label "Average high cost multiple".
- Average_high_cost_multiple sameAs Q4828269.
- Average_high_cost_multiple sameAs m.0ggb0z2.
- Average_high_cost_multiple sameAs Q4828269.
- Average_high_cost_multiple wasDerivedFrom Average_high_cost_multiple?oldid=561334432.
- Average_high_cost_multiple depiction USAHCM.jpg.
- Average_high_cost_multiple isPrimaryTopicOf Average_high_cost_multiple.