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- Non-conforming_mortgage abstract "A non-conforming mortgage is a term in the United States for a residential mortgage that does not conform to the loan purchasing guidelines set by the Federal National Mortgage Association /Federal Home Loan Mortgage Corporation (Fannie Mae and Freddie Mac). Mortgages which are non-conforming because they have a dollar amount over the purchasing limit set by FNMA/FHLMC are often called "jumbo" mortgages. Mortgages which are non-conforming because they do not meet FNMA/FHLMC underwriting guidelines (such as credit quality or loan-to-value ratio) are sometimes mistakenly called "subprime" mortgages. Non-conforming loans must remain in a lender's portfolio, or be sold to other companies who purchase non-conforming loans, or be securitized, with the securities being sold to investors seeking non-conforming mortgage-backed securities. Consequently, a premium is paid by those obtaining non-conforming mortgages, generally .25 or .5 points more than the same loan would cost if it were conforming. The loan amount is adjusted every few years depending upon the average sales price of homes in the U.S.".
- Non-conforming_mortgage wikiPageExternalLink www.fanniemae.com.
- Non-conforming_mortgage wikiPageExternalLink historicalloanlimits.pdf).
- Non-conforming_mortgage wikiPageExternalLink www.freddiemac.com.
- Non-conforming_mortgage wikiPageID "11096876".
- Non-conforming_mortgage wikiPageRevisionID "542091282".
- Non-conforming_mortgage hasPhotoCollection Non-conforming_mortgage.
- Non-conforming_mortgage subject Category:Mortgage_industry_of_the_United_States.
- Non-conforming_mortgage comment "A non-conforming mortgage is a term in the United States for a residential mortgage that does not conform to the loan purchasing guidelines set by the Federal National Mortgage Association /Federal Home Loan Mortgage Corporation (Fannie Mae and Freddie Mac). Mortgages which are non-conforming because they have a dollar amount over the purchasing limit set by FNMA/FHLMC are often called "jumbo" mortgages.".
- Non-conforming_mortgage label "Non-conforming mortgage".
- Non-conforming_mortgage sameAs m.02q_xmk.
- Non-conforming_mortgage sameAs Q7048875.
- Non-conforming_mortgage sameAs Q7048875.
- Non-conforming_mortgage wasDerivedFrom Non-conforming_mortgage?oldid=542091282.
- Non-conforming_mortgage isPrimaryTopicOf Non-conforming_mortgage.