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- Inland_marine_insurance abstract "Inland marine insurance in the United States indemnifies loss to movable or specialized types property, historically developing as an outgrowth of ocean marine insurance. This category of insurance includes property coverage for construction equipment, medical diagnostic equipment, fine arts, solar panels and wind turbines, cameras and movie equipment, musical instruments, and a wide variety of other types of property.The inland marine insurance definition has evolved over time to cover a wide range of property and materials:Property in transitProperty in the custody of a baileeProperty deemed to be an instrumentality of transportation or communication, such as bridges and radio towersMobile medical equipmentContractors equipmentTraditionally, marine insurers such as the underwriters at Lloyd's of London covered cargo in the course of international commercial voyages by sea, providing coverage on an "all risk" basis: physical loss or damage from any cause was covered unless the policy specifically excluded that clause. Subsequently, a marketplace for fire insurance for buildings on land arose, especially after the Great Fire of London in 1666. Fire insurance companies typically provided narrower coverage, where the policies specifically listed specifically the only perils covered, and excluded all losses from any other causes.In the 19th century the course of the Industrial Revolution gave rise to new exposures on land, such as telegraphs, railroad equipment, and other types of property with which fire insurance companies were unfamiliar, and inclined to grant coverage only for "enumerated perils". Marine insurers, accustomed to providing "all risk" coverage to cargo in transit, began competing in the insurance marketplace for these types of equipment and other "instrumentalities of communication and transportation". Despite the word marine, most inland marine coverages are for property on land, with property transported by water insured under ocean marine. This led to marine insurers competing in the fire insurance marketplace against fire insurance companies. Ultimately, the National Association of Insurance Commissioners regulated the situation, adopting a Nationwide Marine Definition in 1933 which laid out what types of property were eligible for "inland marine" insurance coverage.In the United States, inland marine insurance comprises about 2% of total premiums but account for a higher percent of the profit. Like ocean marine insurance, inland marine insurance has been traditionally less regulated in the United States.Inland marine policies became known as "floaters" since the property to which coverage was originally extended was essentially "floating." The coverage has grown to include property that just involves an element of transportation. The property that is insured under inland marine coverage is typically one of the following: Actually in transit Held by a bailee At a fixed location that is an instrument of transportation A movable type of goods that is often at different locationsThe following coverages represent a wide range of the types of coverages typically called "inland marine": Accounts Receivable Bailee Customer's Goods Builders' Risk Camera and Photographic Equipment Communication Towers and Equipment Computer Coverage Contractors Equipment Commercial Floaters Dealers Exhibitions Fine Arts Furriers Golf Equipment Guns Installation Jewelers Leased Property Mobile Medical Equipment Motor Truck Cargo Museums Musical Instruments Processing Risks Rigger's Liability Scheduled Property Transportation Trip Transit Valuable Papers Warehouse Legal".
- Inland_marine_insurance wikiPageID "9007582".
- Inland_marine_insurance wikiPageLength "4422".
- Inland_marine_insurance wikiPageOutDegree "23".
- Inland_marine_insurance wikiPageRevisionID "681337690".
- Inland_marine_insurance wikiPageWikiLink Accounts_Receivable.
- Inland_marine_insurance wikiPageWikiLink Accounts_receivable.
- Inland_marine_insurance wikiPageWikiLink Bailee.
- Inland_marine_insurance wikiPageWikiLink Bailment.
- Inland_marine_insurance wikiPageWikiLink Category:Shipping_management.
- Inland_marine_insurance wikiPageWikiLink Category:Types_of_insurance.
- Inland_marine_insurance wikiPageWikiLink Computer.
- Inland_marine_insurance wikiPageWikiLink Construction_worker.
- Inland_marine_insurance wikiPageWikiLink Exhibition.
- Inland_marine_insurance wikiPageWikiLink Exhibitions.
- Inland_marine_insurance wikiPageWikiLink Fine_Arts.
- Inland_marine_insurance wikiPageWikiLink Fine_art.
- Inland_marine_insurance wikiPageWikiLink Fire_insurance.
- Inland_marine_insurance wikiPageWikiLink Fur_clothing.
- Inland_marine_insurance wikiPageWikiLink Furriers.
- Inland_marine_insurance wikiPageWikiLink Golf.
- Inland_marine_insurance wikiPageWikiLink Great_Fire_of_London.
- Inland_marine_insurance wikiPageWikiLink Gun.
- Inland_marine_insurance wikiPageWikiLink Guns.
- Inland_marine_insurance wikiPageWikiLink Industrial_Revolution.
- Inland_marine_insurance wikiPageWikiLink Lloyds_of_London.
- Inland_marine_insurance wikiPageWikiLink Marine_insurance.
- Inland_marine_insurance wikiPageWikiLink Merchant.
- Inland_marine_insurance wikiPageWikiLink Museum.
- Inland_marine_insurance wikiPageWikiLink Museums.
- Inland_marine_insurance wikiPageWikiLink Musical_Instruments.
- Inland_marine_insurance wikiPageWikiLink Musical_instrument.
- Inland_marine_insurance wikiPageWikiLink National_Association_of_Insurance_Commissioners.
- Inland_marine_insurance wikiPageWikiLink Property_insurance.
- Inland_marine_insurance wikiPageWikiLink Radio_masts_and_towers.
- Inland_marine_insurance wikiPageWikiLink Radio_towers.
- Inland_marine_insurance wikiPageWikiLink Rigger_(industry).
- Inland_marine_insurance wikiPageWikiLink Transport.
- Inland_marine_insurance wikiPageWikiLink Transportation.
- Inland_marine_insurance wikiPageWikiLinkText "Commercial Inland Marine".
- Inland_marine_insurance wikiPageWikiLinkText "Inland marine insurance".
- Inland_marine_insurance wikiPageWikiLinkText "Personal Inland Marine".
- Inland_marine_insurance wikiPageWikiLinkText "inland marine".
- Inland_marine_insurance hasPhotoCollection Inland_marine_insurance.
- Inland_marine_insurance wikiPageUsesTemplate Template:For.
- Inland_marine_insurance wikiPageUsesTemplate Template:Refimprove.
- Inland_marine_insurance wikiPageUsesTemplate Template:Reflist.
- Inland_marine_insurance subject Category:Shipping_management.
- Inland_marine_insurance subject Category:Types_of_insurance.
- Inland_marine_insurance type Article.
- Inland_marine_insurance type Type.
- Inland_marine_insurance type Article.
- Inland_marine_insurance type Type.
- Inland_marine_insurance comment "Inland marine insurance in the United States indemnifies loss to movable or specialized types property, historically developing as an outgrowth of ocean marine insurance.".
- Inland_marine_insurance label "Inland marine insurance".
- Inland_marine_insurance sameAs m.027t6qv.
- Inland_marine_insurance sameAs Q6034854.
- Inland_marine_insurance sameAs Q6034854.
- Inland_marine_insurance wasDerivedFrom Inland_marine_insurance?oldid=681337690.
- Inland_marine_insurance isPrimaryTopicOf Inland_marine_insurance.