Matches in DBpedia 2016-04 for { <http://wikidata.dbpedia.org/resource/Q640285> ?p ?o }
Showing triples 1 to 25 of
25
with 100 triples per page.
- Q640285 subject Q6464427.
- Q640285 subject Q8550193.
- Q640285 abstract "A time deposit (also known as a certificate of deposit in the United States, a term deposit, particularly in Canada, Australia and New Zealand; a bond in the United Kingdom; Fixed Deposits in India, Malaysia and in some other countries) is a money deposit at a banking institution that cannot be withdrawn for a certain term or period of time (unless a penalty is paid). When the term is over it can be withdrawn or it can be held for another term. Generally speaking, the longer the term the better the yield on the money. In its strict sense, certificate deposit is different from that of time deposit in terms of its negotiability: CDs are negotiable and can be rediscounted when the holder needs some liquidity, while time deposits must be kept until maturity.The opposite, sometimes known as a sight deposit or "on call" deposit, can be withdrawn at any time, without any notice or penalty: e.g., money deposited in a checking account in a bank.The rate of return is higher than for savings accounts because the requirement that the deposit be held for a prespecified term gives the bank the ability to invest it in a higher-gain financial product class. However, the return on a time deposit is generally lower than the long-term average of that of investments in riskier products like stocks or bonds. Some banks offer market-linked time deposit accounts which offer potentially higher returns while guaranteeing principal.A time deposit is an interest-bearing bank deposit that has a specified date of maturity. A deposit of funds in a savings institution is made under an agreement stipulating that (a) the funds must be kept on deposit for a stated period of time, or (b) the institution may require a minimum period of notification before a withdrawal is made."Small" time deposits are defined in the U.S. as those under $100,000, while "large" ones are $100,000 or greater in size. The term "jumbo CD" is commonly used in the United States to refer to large time deposits.In the U.S., banks are not subject to a reserve requirement against their time deposit holdings.".
- Q640285 wikiPageExternalLink www.deposits.org.
- Q640285 wikiPageExternalLink basics.html.
- Q640285 wikiPageWikiLink Q1058762.
- Q640285 wikiPageWikiLink Q10948641.
- Q640285 wikiPageWikiLink Q12410584.
- Q640285 wikiPageWikiLink Q1345065.
- Q640285 wikiPageWikiLink Q145.
- Q640285 wikiPageWikiLink Q200995.
- Q640285 wikiPageWikiLink Q30.
- Q640285 wikiPageWikiLink Q408.
- Q640285 wikiPageWikiLink Q5456354.
- Q640285 wikiPageWikiLink Q605895.
- Q640285 wikiPageWikiLink Q6464427.
- Q640285 wikiPageWikiLink Q650241.
- Q640285 wikiPageWikiLink Q664.
- Q640285 wikiPageWikiLink Q668.
- Q640285 wikiPageWikiLink Q695430.
- Q640285 wikiPageWikiLink Q833.
- Q640285 wikiPageWikiLink Q842206.
- Q640285 wikiPageWikiLink Q8550193.
- Q640285 comment "A time deposit (also known as a certificate of deposit in the United States, a term deposit, particularly in Canada, Australia and New Zealand; a bond in the United Kingdom; Fixed Deposits in India, Malaysia and in some other countries) is a money deposit at a banking institution that cannot be withdrawn for a certain term or period of time (unless a penalty is paid). When the term is over it can be withdrawn or it can be held for another term.".
- Q640285 label "Time deposit".