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- Refund_anticipation_loan abstract "Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in electronic accounts. The loans were designed to make the refund available in as little as 24 hours. They were secured by a taxpayer’s expected tax refund, and designed to offer customers quicker access to funds.The costs to the borrower could be significant compared to other lending and some consumer organizations warned consumers of the risk involved in this type of loan. They are a largely discontinued financial product and beginning with the 2013 tax filing season, they have been largely replaced with the similar refund anticipation checks (RAC), as well as a hodge podge of other financial products.RACs are temporary accounts which wait for the client's IRS tax refund, and which also provides a way for the client to pay for tax preparation out of the refund. Both financial products have similar fees and similar risks of third-party bank \"cross-collection\".A similar process in Canada to a RAL is termed \"tax rebate discounting\".".
- Refund_anticipation_loan wikiPageExternalLink 11362964.
- Refund_anticipation_loan wikiPageExternalLink refund.
- Refund_anticipation_loan wikiPageExternalLink rals.
- Refund_anticipation_loan wikiPageExternalLink M37.pdf.
- Refund_anticipation_loan wikiPageExternalLink refund.
- Refund_anticipation_loan wikiPageExternalLink chi-ym-started-0316_mar16,0,1010871.story.
- Refund_anticipation_loan wikiPageExternalLink hr_block_ral.html.
- Refund_anticipation_loan wikiPageExternalLink RefundAnticipationLoanReport.pdf.
- Refund_anticipation_loan wikiPageExternalLink RAL_final.pdf.
- Refund_anticipation_loan wikiPageExternalLink 812160395.
- Refund_anticipation_loan wikiPageExternalLink refund_anticipation.
- Refund_anticipation_loan wikiPageExternalLink ?print=1.
- Refund_anticipation_loan wikiPageExternalLink 2006-09-17-refund-loans-usat_x.htm.
- Refund_anticipation_loan wikiPageID "924751".
- Refund_anticipation_loan wikiPageLength "13325".
- Refund_anticipation_loan wikiPageOutDegree "33".
- Refund_anticipation_loan wikiPageRevisionID "701864906".
- Refund_anticipation_loan wikiPageWikiLink Alternative_financial_services.
- Refund_anticipation_loan wikiPageWikiLink Back_taxes.
- Refund_anticipation_loan wikiPageWikiLink California.
- Refund_anticipation_loan wikiPageWikiLink California_Attorney_General.
- Refund_anticipation_loan wikiPageWikiLink Canada.
- Refund_anticipation_loan wikiPageWikiLink Category:Loans.
- Refund_anticipation_loan wikiPageWikiLink Category:Taxation_in_the_United_States.
- Refund_anticipation_loan wikiPageWikiLink Center_for_Responsible_Lending.
- Refund_anticipation_loan wikiPageWikiLink Chicago_Tribune.
- Refund_anticipation_loan wikiPageWikiLink Child_support.
- Refund_anticipation_loan wikiPageWikiLink Consumer_Federation_of_America.
- Refund_anticipation_loan wikiPageWikiLink Credit_(finance).
- Refund_anticipation_loan wikiPageWikiLink IRS_e-file.
- Refund_anticipation_loan wikiPageWikiLink Internal_Revenue_Service.
- Refund_anticipation_loan wikiPageWikiLink National_Consumer_Law_Center.
- Refund_anticipation_loan wikiPageWikiLink Payday_loan.
- Refund_anticipation_loan wikiPageWikiLink SmartMoney.
- Refund_anticipation_loan wikiPageWikiLink Student_loan.
- Refund_anticipation_loan wikiPageWikiLink Tax_preparation.
- Refund_anticipation_loan wikiPageWikiLink Tax_rebate_discounting.
- Refund_anticipation_loan wikiPageWikiLink Tax_refund.
- Refund_anticipation_loan wikiPageWikiLink Tax_return_(United_States).
- Refund_anticipation_loan wikiPageWikiLink The_Courier-Journal.
- Refund_anticipation_loan wikiPageWikiLink The_New_York_Times.
- Refund_anticipation_loan wikiPageWikiLink Title_loan.
- Refund_anticipation_loan wikiPageWikiLink United_States.
- Refund_anticipation_loan wikiPageWikiLinkText "RAL".
- Refund_anticipation_loan wikiPageWikiLinkText "Refund anticipation loan".
- Refund_anticipation_loan wikiPageWikiLinkText "refund anticipation loan".
- Refund_anticipation_loan wikiPageUsesTemplate Template:Cite_web.
- Refund_anticipation_loan wikiPageUsesTemplate Template:Consumer_debt.
- Refund_anticipation_loan wikiPageUsesTemplate Template:Refbegin.
- Refund_anticipation_loan wikiPageUsesTemplate Template:Refend.
- Refund_anticipation_loan wikiPageUsesTemplate Template:Reflist.
- Refund_anticipation_loan subject Category:Loans.
- Refund_anticipation_loan subject Category:Taxation_in_the_United_States.
- Refund_anticipation_loan hypernym Loan.
- Refund_anticipation_loan type Industry.
- Refund_anticipation_loan type Redirect.
- Refund_anticipation_loan type Service.
- Refund_anticipation_loan comment "Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund. The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in electronic accounts. The loans were designed to make the refund available in as little as 24 hours.".
- Refund_anticipation_loan label "Refund anticipation loan".
- Refund_anticipation_loan sameAs Q17158822.
- Refund_anticipation_loan sameAs m.03qfdd.
- Refund_anticipation_loan sameAs Q17158822.
- Refund_anticipation_loan wasDerivedFrom Refund_anticipation_loan?oldid=701864906.
- Refund_anticipation_loan isPrimaryTopicOf Refund_anticipation_loan.