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- First-time_buyer abstract "A first-time buyer (FTB) is a term used in the British and Irish property markets, and in other countries, for a potential house buyer who has not previously owned a property. A first-time buyer is usually desirable to a seller as they do not have to sell a property, and as such will not involve a housing chain.There are many factors a first-time buyer may need to consider before purchasing their first property; how much initial cash they will need for stamp duty and any solicitors fees, and if they need to arrange a mortgage how much are they able to afford.In the United Kingdom and Ireland, home ownership is seen as a natural step in the life cycle and the natural form of property tenure. Ireland has one of the highest proportions of owner-occupiers in the EU at around 80%.In the UK in the 1980s almost half of all mortgages were taken out by first-time buyers, but this has now declined to only about 15%.. In Ireland, FTB's represent 34% of the market.In recent years the number of new buyers purchasing property has declined, with FTBs being \"priced out of the market\" by ever increasing house prices.In the 2007 Scottish parliamentary election the Scottish National Party proposed a £2,000 grant for first-time buyers to help them get onto the property ladder.Grants have not been forthcoming in the rest of the UK, but in July 2007 Housing Minister Yvette Cooper announced it would be broadening the government's Homebuy Shared Equity scheme to help buyers. \"Unless we act now by 2026 first-time buyers will find average house prices are ten times their salary. That could lead to real social inequality and injustice,\" Cooper told Parliament.Since then, first time buyers have regained momentum in the market, with reports in 2010 citing first-time buying as the most popular of consumer enquiries for a local, whole of market mortgage adviser - accounting for 37% of total enquiries.".
- First-time_buyer wikiPageExternalLink h2buy_firsttime.html.
- First-time_buyer wikiPageExternalLink charlotte-home-buyers-3-first-time-home-buyer-mistakes-and-how-to-avoid-them.
- First-time_buyer wikiPageExternalLink first-time-buyer-glossary.
- First-time_buyer wikiPageExternalLink www.thepropertyviewer.co.uk.
- First-time_buyer wikiPageID "1485239".
- First-time_buyer wikiPageLength "4126".
- First-time_buyer wikiPageOutDegree "22".
- First-time_buyer wikiPageRevisionID "702758162".
- First-time_buyer wikiPageWikiLink Affordability_of_housing_in_the_United_Kingdom.
- First-time_buyer wikiPageWikiLink Category:Economy_of_the_Republic_of_Ireland.
- First-time_buyer wikiPageWikiLink Category:Housing_in_the_Republic_of_Ireland.
- First-time_buyer wikiPageWikiLink Category:Housing_in_the_United_Kingdom.
- First-time_buyer wikiPageWikiLink Category:Real_estate_bubbles_of_the_2000s.
- First-time_buyer wikiPageWikiLink Chain_(real_estate).
- First-time_buyer wikiPageWikiLink Equity_sharing.
- First-time_buyer wikiPageWikiLink First-time_home_buyer_grant.
- First-time_buyer wikiPageWikiLink Help_to_Buy.
- First-time_buyer wikiPageWikiLink Mortgage_broker.
- First-time_buyer wikiPageWikiLink Mortgage_loan.
- First-time_buyer wikiPageWikiLink Owner-occupancy.
- First-time_buyer wikiPageWikiLink Parliament_of_the_United_Kingdom.
- First-time_buyer wikiPageWikiLink Property.
- First-time_buyer wikiPageWikiLink Property_ladder.
- First-time_buyer wikiPageWikiLink Republic_of_Ireland.
- First-time_buyer wikiPageWikiLink Scottish_National_Party.
- First-time_buyer wikiPageWikiLink Scottish_Parliament_election,_2007.
- First-time_buyer wikiPageWikiLink Solicitor.
- First-time_buyer wikiPageWikiLink Stamp_duty_in_the_United_Kingdom.
- First-time_buyer wikiPageWikiLink United_Kingdom.
- First-time_buyer wikiPageWikiLink Yvette_Cooper.
- First-time_buyer wikiPageWikiLinkText "First-time buyer".
- First-time_buyer wikiPageWikiLinkText "first-time buyer".
- First-time_buyer wikiPageWikiLinkText "first-time home buyers".
- First-time_buyer wikiPageUsesTemplate Template:Citation_needed.
- First-time_buyer wikiPageUsesTemplate Template:Reflist.
- First-time_buyer wikiPageUsesTemplate Template:Update.
- First-time_buyer wikiPageUsesTemplate Template:What.
- First-time_buyer subject Category:Economy_of_the_Republic_of_Ireland.
- First-time_buyer subject Category:Housing_in_the_Republic_of_Ireland.
- First-time_buyer subject Category:Housing_in_the_United_Kingdom.
- First-time_buyer subject Category:Real_estate_bubbles_of_the_2000s.
- First-time_buyer hypernym Term.
- First-time_buyer comment "A first-time buyer (FTB) is a term used in the British and Irish property markets, and in other countries, for a potential house buyer who has not previously owned a property.".
- First-time_buyer label "First-time buyer".
- First-time_buyer sameAs Q5452211.
- First-time_buyer sameAs m.05554_.
- First-time_buyer sameAs Q5452211.
- First-time_buyer wasDerivedFrom First-time_buyer?oldid=702758162.
- First-time_buyer isPrimaryTopicOf First-time_buyer.