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- Discretionary_deposit abstract "A discretionary deposit is the term given to a device by medieval European bankers as a method of circumventing Catholic canon law edicts prohibiting the sin of usury. At the time, most Christian nations heavily incorporated Biblical scripture into their laws, and as such it was illegal for any person to charge interest on a loan of money.The name comes from the workings of the device: a rich person would deposit a large sum with a bank. His name would be kept a secret (at the banker's \"discretion\"), as a discretionary deposit was seen as an obvious dodge around the charging of usury, and it would have embarrassed the Pope, cardinals, and various nobles and merchants who made use of this device. Every year, in gratitude for the personage's deposit, the banker would make the account a \"gift\", the exact amount of which would be at the banker's discretion. Of course, the gifts would work out to whatever the prevailing rate was, 8-12%, perhaps. Should a banker's \"gifts\" be too little, depositors would eventually take their money to another bank whose \"gifts\" were more commensurate with the going rate. Discretionary deposit accounts were not demand deposit accounts, and so notification of withdrawals often had to be given in advance — sometimes as much as a year.".
- Discretionary_deposit wikiPageID "6531161".
- Discretionary_deposit wikiPageLength "2279".
- Discretionary_deposit wikiPageOutDegree "22".
- Discretionary_deposit wikiPageRevisionID "679195048".
- Discretionary_deposit wikiPageWikiLink Bank.
- Discretionary_deposit wikiPageWikiLink Bible.
- Discretionary_deposit wikiPageWikiLink Canon_law.
- Discretionary_deposit wikiPageWikiLink Cardinal_(Catholicism).
- Discretionary_deposit wikiPageWikiLink Category:Banking_terms.
- Discretionary_deposit wikiPageWikiLink Category:Interest.
- Discretionary_deposit wikiPageWikiLink Category:Medieval_banking.
- Discretionary_deposit wikiPageWikiLink Category:Medieval_economics.
- Discretionary_deposit wikiPageWikiLink Catholic_Church.
- Discretionary_deposit wikiPageWikiLink Contractum_trinius.
- Discretionary_deposit wikiPageWikiLink Demand_deposit.
- Discretionary_deposit wikiPageWikiLink Deposit_account.
- Discretionary_deposit wikiPageWikiLink Europe.
- Discretionary_deposit wikiPageWikiLink Florence.
- Discretionary_deposit wikiPageWikiLink Medici_Bank.
- Discretionary_deposit wikiPageWikiLink Middle_Ages.
- Discretionary_deposit wikiPageWikiLink New_York_University_Press.
- Discretionary_deposit wikiPageWikiLink Oxford_University_Press.
- Discretionary_deposit wikiPageWikiLink Pope.
- Discretionary_deposit wikiPageWikiLink The_Journal_of_Economic_History.
- Discretionary_deposit wikiPageWikiLink Usury.
- Discretionary_deposit wikiPageWikiLink W._W._Norton_&_Company.
- Discretionary_deposit wikiPageWikiLinkText "Discretionary deposit".
- Discretionary_deposit wikiPageUsesTemplate Template:Citation.
- Discretionary_deposit wikiPageUsesTemplate Template:Money-stub.
- Discretionary_deposit wikiPageUsesTemplate Template:Reflist.
- Discretionary_deposit subject Category:Banking_terms.
- Discretionary_deposit subject Category:Interest.
- Discretionary_deposit subject Category:Medieval_banking.
- Discretionary_deposit subject Category:Medieval_economics.
- Discretionary_deposit hypernym Term.
- Discretionary_deposit type Concept.
- Discretionary_deposit type Redirect.
- Discretionary_deposit type Term.
- Discretionary_deposit comment "A discretionary deposit is the term given to a device by medieval European bankers as a method of circumventing Catholic canon law edicts prohibiting the sin of usury. At the time, most Christian nations heavily incorporated Biblical scripture into their laws, and as such it was illegal for any person to charge interest on a loan of money.The name comes from the workings of the device: a rich person would deposit a large sum with a bank.".
- Discretionary_deposit label "Discretionary deposit".
- Discretionary_deposit sameAs Q3705686.
- Discretionary_deposit sameAs Deposito_discrezionale.
- Discretionary_deposit sameAs m.0g942v.
- Discretionary_deposit sameAs Q3705686.
- Discretionary_deposit wasDerivedFrom Discretionary_deposit?oldid=679195048.
- Discretionary_deposit isPrimaryTopicOf Discretionary_deposit.