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- Dynamic_currency_conversion abstract "Dynamic currency conversion (DCC) or cardholder preferred currency (CPC) is a financial service in which credit card holders, when making a payment in a foreign country, have the cost of a transaction converted to their home currency at the point of sale. Though it allows customers to see the exact amount their card will be charged, expressed in their home currency, the exchange rate is generally less favorable than that offered through their credit card company. The DCC exchange rate would incorporate the foreign exchange rate charged by the credit card company, in addition to a fee paid to the merchant and that retained by the DCC operator. Furthermore, the credit card company may charge an additional fee for charges made outside the card holder's home country, though the charge appears to have been made in the home currency under DCC.The currency conversion is done by the merchant or his representative card processor at the point of sale instead of by the credit card company when the account is charged. The financial benefit to the merchant or their provider may be an incentive for the merchant to use DCC even when it would be disadvantageous to the customer. The merchant is now obliged to ask the customer if they want to use DCC but sometimes false information is given by the merchant to persuade customers to use DCC, such as that "DCC bypasses foreign transaction fees" or that "their machines automatically convert purchases to the home currency at the point of sale", which are both not true. Most credit card companies and advisers recommend that consumers not use DCC when it is offered to them. Credit card companies claim that they are required by law to permit DCC operators access to their platforms.Many sources report that customers do not understand DCC, are not properly informed of the terms, and are not able to make an informed decision whether to elect to pay in the local currency or in their home currency. Proponents of this service suggest that the benefit to travelers is that it allows them to view and therefore understand prices in foreign countries in their home currency and for business travelers making it easier to enter expenses.".
- Dynamic_currency_conversion thumbnail Credit_Card_Slip_DCC.png?width=300.
- Dynamic_currency_conversion wikiPageExternalLink consumer_ex_rates.jsp.
- Dynamic_currency_conversion wikiPageExternalLink AR2005072900927.html.
- Dynamic_currency_conversion wikiPageID "2279628".
- Dynamic_currency_conversion wikiPageLength "14013".
- Dynamic_currency_conversion wikiPageOutDegree "25".
- Dynamic_currency_conversion wikiPageRevisionID "669321296".
- Dynamic_currency_conversion wikiPageWikiLink Automated_teller_machine.
- Dynamic_currency_conversion wikiPageWikiLink Category:Credit_card_terminology.
- Dynamic_currency_conversion wikiPageWikiLink Category:E-commerce.
- Dynamic_currency_conversion wikiPageWikiLink Category:Foreign_exchange_market.
- Dynamic_currency_conversion wikiPageWikiLink ConCardis.
- Dynamic_currency_conversion wikiPageWikiLink Credit_card.
- Dynamic_currency_conversion wikiPageWikiLink Credit_card_company.
- Dynamic_currency_conversion wikiPageWikiLink Currency.
- Dynamic_currency_conversion wikiPageWikiLink Currency_conversion.
- Dynamic_currency_conversion wikiPageWikiLink Elavon.
- Dynamic_currency_conversion wikiPageWikiLink Euronet_Worldwide.
- Dynamic_currency_conversion wikiPageWikiLink European_Economic_Area.
- Dynamic_currency_conversion wikiPageWikiLink Exchange_rate.
- Dynamic_currency_conversion wikiPageWikiLink Exchange_rate_risk.
- Dynamic_currency_conversion wikiPageWikiLink FEXCO.
- Dynamic_currency_conversion wikiPageWikiLink File:Credit_Card_Slip_DCC.png.
- Dynamic_currency_conversion wikiPageWikiLink File:Dcc_versus_non_dcc.png.
- Dynamic_currency_conversion wikiPageWikiLink File:Statement_dcc_and_non-dcc.png.
- Dynamic_currency_conversion wikiPageWikiLink Foreign_exchange_risk.
- Dynamic_currency_conversion wikiPageWikiLink Global_Blue.
- Dynamic_currency_conversion wikiPageWikiLink Point_of_sale.
- Dynamic_currency_conversion wikiPageWikiLink Premier_Tax_Free.
- Dynamic_currency_conversion wikiPageWikiLink Six_Payment_Services.
- Dynamic_currency_conversion wikiPageWikiLink Swedish_Code_of_Statutes.
- Dynamic_currency_conversion wikiPageWikiLinkText "Dynamic currency conversion".
- Dynamic_currency_conversion wikiPageWikiLinkText "currency conversion".
- Dynamic_currency_conversion wikiPageWikiLinkText "dynamic currency conversion".
- Dynamic_currency_conversion wikiPageWikiLinkText "multicurrency payments".
- Dynamic_currency_conversion hasPhotoCollection Dynamic_currency_conversion.
- Dynamic_currency_conversion wikiPageUsesTemplate Template:Citation_needed.
- Dynamic_currency_conversion wikiPageUsesTemplate Template:Other_uses.
- Dynamic_currency_conversion wikiPageUsesTemplate Template:Refimprove.
- Dynamic_currency_conversion wikiPageUsesTemplate Template:Reflist.
- Dynamic_currency_conversion wikiPageUsesTemplate Template:Use_dmy_dates.
- Dynamic_currency_conversion subject Category:Credit_card_terminology.
- Dynamic_currency_conversion subject Category:E-commerce.
- Dynamic_currency_conversion subject Category:Foreign_exchange_market.
- Dynamic_currency_conversion hypernym Service.
- Dynamic_currency_conversion type Article.
- Dynamic_currency_conversion type Organisation.
- Dynamic_currency_conversion type Article.
- Dynamic_currency_conversion type Card.
- Dynamic_currency_conversion type Payment.
- Dynamic_currency_conversion type Term.
- Dynamic_currency_conversion comment "Dynamic currency conversion (DCC) or cardholder preferred currency (CPC) is a financial service in which credit card holders, when making a payment in a foreign country, have the cost of a transaction converted to their home currency at the point of sale. Though it allows customers to see the exact amount their card will be charged, expressed in their home currency, the exchange rate is generally less favorable than that offered through their credit card company.".
- Dynamic_currency_conversion label "Dynamic currency conversion".
- Dynamic_currency_conversion sameAs m.070fsn.
- Dynamic_currency_conversion sameAs Q5318962.
- Dynamic_currency_conversion sameAs Q5318962.
- Dynamic_currency_conversion wasDerivedFrom Dynamic_currency_conversion?oldid=669321296.
- Dynamic_currency_conversion depiction Credit_Card_Slip_DCC.png.
- Dynamic_currency_conversion homepage consumer_ex_rates.jsp.
- Dynamic_currency_conversion isPrimaryTopicOf Dynamic_currency_conversion.