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- Down_payment abstract "Down payment (or downpayment) is a payment used in the context of the purchase of expensive items such as a car and a house, whereby the payment is the initial upfront portion of the total amount due and it is usually given in cash at the time of finalizing the transaction.A loan or the amount in cash is then required to make the full payment.The main purposes of a down payment are to ensure that the lending institution has enough capital to create money for a loan in fractional reserve banking systems and to recover some of the balance due on the loan in the event that the borrower defaults. In real estate, the asset is used as collateral in order to secure the loan against default. If the borrower fails to repay the loan, the lender is legally entitled to sell the asset and retain a portion of the proceeds sufficient to cover the remaining balance on the loan, including fees and interest added. A down payment in this case reduces the lender's risk to less than the value of the collateral, making it more likely that the lender will recover the full amount in the event of default. The size of the down payment thus determines the extent to which the lender is protected against the various factors that might reduce the value of the collateral, as well as lost profits between the time of the last payment and the eventual sale of the collateral.Furthermore, making a down payment demonstrates that the borrower is able to raise a certain amount of money for long-term investment, which the lender may desire as evidence that the borrower's finances are sound, and that the borrower is not borrowing beyond his or her means.If the borrower is unable to pay off the loan in its entirety, he/she forfeits the down payment amount.".
- Down_payment wikiPageID "2335667".
- Down_payment wikiPageLength "3695".
- Down_payment wikiPageOutDegree "14".
- Down_payment wikiPageRevisionID "672801390".
- Down_payment wikiPageWikiLink Car.
- Down_payment wikiPageWikiLink Cash.
- Down_payment wikiPageWikiLink Category:Basic_financial_concepts.
- Down_payment wikiPageWikiLink Category:Contract_law.
- Down_payment wikiPageWikiLink Category:Personal_finance.
- Down_payment wikiPageWikiLink Collateral_(finance).
- Down_payment wikiPageWikiLink Default_(finance).
- Down_payment wikiPageWikiLink Foreclosure.
- Down_payment wikiPageWikiLink Fractional-reserve_banking.
- Down_payment wikiPageWikiLink Fractional_reserve_banking.
- Down_payment wikiPageWikiLink House.
- Down_payment wikiPageWikiLink Loan.
- Down_payment wikiPageWikiLink Mortgage_loan.
- Down_payment wikiPageWikiLink Real_estate.
- Down_payment wikiPageWikiLink United_States.
- Down_payment wikiPageWikiLinkText "Down payment".
- Down_payment wikiPageWikiLinkText "deposit".
- Down_payment wikiPageWikiLinkText "down payment".
- Down_payment wikiPageWikiLinkText "down".
- Down_payment wikiPageWikiLinkText "down-payment".
- Down_payment wikiPageWikiLinkText "down-payments".
- Down_payment wikiPageWikiLinkText "front money".
- Down_payment hasPhotoCollection Down_payment.
- Down_payment wikiPageUsesTemplate Template:Refimprove.
- Down_payment subject Category:Basic_financial_concepts.
- Down_payment subject Category:Contract_law.
- Down_payment subject Category:Personal_finance.
- Down_payment hypernym Payment.
- Down_payment type Article.
- Down_payment type Software.
- Down_payment type Article.
- Down_payment type Concept.
- Down_payment type Field.
- Down_payment comment "Down payment (or downpayment) is a payment used in the context of the purchase of expensive items such as a car and a house, whereby the payment is the initial upfront portion of the total amount due and it is usually given in cash at the time of finalizing the transaction.A loan or the amount in cash is then required to make the full payment.The main purposes of a down payment are to ensure that the lending institution has enough capital to create money for a loan in fractional reserve banking systems and to recover some of the balance due on the loan in the event that the borrower defaults. ".
- Down_payment label "Down payment".
- Down_payment sameAs عربون.
- Down_payment sameAs Contracte_darres.
- Down_payment sameAs Akontace.
- Down_payment sameAs Anzahlung.
- Down_payment sameAs Arras.
- Down_payment sameAs Käsiraha.
- Down_payment sameAs Arrhes.
- Down_payment sameAs Նախավճար.
- Down_payment sameAs Caparra.
- Down_payment sameAs 頭金.
- Down_payment sameAs ბე.
- Down_payment sameAs Кепілпұл.
- Down_payment sameAs Užstatas.
- Down_payment sameAs Aanbetaling.
- Down_payment sameAs Zadatek.
- Down_payment sameAs m.074mfm.
- Down_payment sameAs Задаток.
- Down_payment sameAs Down_payment.
- Down_payment sameAs Akontácia_(preddavok).
- Down_payment sameAs Kapari.
- Down_payment sameAs Handpenning.
- Down_payment sameAs Завдаток.
- Down_payment sameAs Q708438.
- Down_payment sameAs Q708438.
- Down_payment sameAs 首期.
- Down_payment wasDerivedFrom Down_payment?oldid=672801390.
- Down_payment isPrimaryTopicOf Down_payment.