Matches in DBpedia 2015-10 for { <http://dbpedia.org/resource/Certificate_of_deposit> ?p ?o }
- Certificate_of_deposit abstract "A certificate of deposit (CD) is a time deposit, a financial product commonly sold in the United States and elsewhere by banks, thrift institutions, and credit unions.CDs are similar to savings accounts in that they are insured and thus virtually risk free; they are "money in the bank." In the USA, CDs are insured by the Federal Deposit Insurance Corporation (FDIC) for banks and by the National Credit Union Administration (NCUA) for credit unions. They are different from savings accounts in that the CD has a specific, fixed term (often monthly, three months, six months, or one to five years) and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest.In exchange for keeping the money on deposit for the agreed-on term, institutions usually grant higher interest rates than they do on accounts from which money may be withdrawn on demand, although this may not be the case in an inverted yield curve situation. Fixed rates are common, but some institutions offer CDs with various forms of variable rates. For example, in mid-2004, interest rates were expected to rise, many banks and credit unions began to offer CDs with a "bump-up" feature. These allow for a single readjustment of the interest rate, at a time of the consumer's choosing, during the term of the CD. Sometimes, CDs that are indexed to the stock market, the bond market, or other indices are introduced.A few general guidelines for interest rates are: A larger principal should receive a higher interest rate, but may not. A longer term will usually receive a higher interest rate, except in the case of an inverted yield curve (i.e. preceding a recession) Smaller institutions tend to offer higher interest rates than larger ones. Personal CD accounts generally receive higher interest rates than business CD accounts. Banks and credit unions that are not insured by the FDIC or NCUA generally offer higher interest rates.CDs typically require a minimum deposit, and may offer higher rates for larger deposits. The best rates are generally offered on "Jumbo CDs" with minimum deposits of $100,000.The consumer who opens a CD may receive a paper certificate, but it is now common for a CD to consist simply of a book entry and an item shown in the consumer's periodic bank statements; that is, there is often no "certificate" as such. Consumers who wish to have a hard copy verifying their CD purchase may request a paper statement from the bank or print out their own from the financial institution's online banking service.".
- Certificate_of_deposit wikiPageExternalLink 293.cfm.
- Certificate_of_deposit wikiPageExternalLink certific.htm.
- Certificate_of_deposit wikiPageExternalLink lr20511.htm.
- Certificate_of_deposit wikiPageID "644912".
- Certificate_of_deposit wikiPageLength "16739".
- Certificate_of_deposit wikiPageOutDegree "33".
- Certificate_of_deposit wikiPageRevisionID "683736594".
- Certificate_of_deposit wikiPageWikiLink Allen_Stanford.
- Certificate_of_deposit wikiPageWikiLink Bank_run.
- Certificate_of_deposit wikiPageWikiLink Bond_market.
- Certificate_of_deposit wikiPageWikiLink Category:Banking.
- Certificate_of_deposit wikiPageWikiLink Category:Interest-bearing_instruments.
- Certificate_of_deposit wikiPageWikiLink Category:Money_market_instruments.
- Certificate_of_deposit wikiPageWikiLink Category:Retail_financial_services.
- Certificate_of_deposit wikiPageWikiLink Certificate_of_Deposit_Account_Registry_Service.
- Certificate_of_deposit wikiPageWikiLink Certified_check.
- Certificate_of_deposit wikiPageWikiLink Credit_crunch.
- Certificate_of_deposit wikiPageWikiLink Credit_union.
- Certificate_of_deposit wikiPageWikiLink Debt.
- Certificate_of_deposit wikiPageWikiLink Federal_Deposit_Insurance_Corporation.
- Certificate_of_deposit wikiPageWikiLink Floating_interest_rate.
- Certificate_of_deposit wikiPageWikiLink IRA_Required_Minimum_Distributions.
- Certificate_of_deposit wikiPageWikiLink Income_tax.
- Certificate_of_deposit wikiPageWikiLink Individual_Retirement_Account.
- Certificate_of_deposit wikiPageWikiLink Individual_retirement_account.
- Certificate_of_deposit wikiPageWikiLink Interest.
- Certificate_of_deposit wikiPageWikiLink Interest_(finance).
- Certificate_of_deposit wikiPageWikiLink Interest_rate.
- Certificate_of_deposit wikiPageWikiLink Maturity_(finance).
- Certificate_of_deposit wikiPageWikiLink National_Credit_Union_Administration.
- Certificate_of_deposit wikiPageWikiLink Online_banking.
- Certificate_of_deposit wikiPageWikiLink Opportunity_cost.
- Certificate_of_deposit wikiPageWikiLink Real_interest_rate.
- Certificate_of_deposit wikiPageWikiLink Savings_account.
- Certificate_of_deposit wikiPageWikiLink Savings_and_loan_association.
- Certificate_of_deposit wikiPageWikiLink Savings_deposit.
- Certificate_of_deposit wikiPageWikiLink Stock_market.
- Certificate_of_deposit wikiPageWikiLink Time_deposit.
- Certificate_of_deposit wikiPageWikiLink Truth_in_Savings_Act.
- Certificate_of_deposit wikiPageWikiLink Variable_rate.
- Certificate_of_deposit wikiPageWikiLink Wikt:principal.
- Certificate_of_deposit wikiPageWikiLink Yield_curve.
- Certificate_of_deposit wikiPageWikiLinkText "CD Account".
- Certificate_of_deposit wikiPageWikiLinkText "CD".
- Certificate_of_deposit wikiPageWikiLinkText "CDs".
- Certificate_of_deposit wikiPageWikiLinkText "Certificate of Deposit".
- Certificate_of_deposit wikiPageWikiLinkText "Certificate of deposit (USA)".
- Certificate_of_deposit wikiPageWikiLinkText "Certificate of deposit".
- Certificate_of_deposit wikiPageWikiLinkText "Certificate of deposit#CD_ladders".
- Certificate_of_deposit wikiPageWikiLinkText "Certificates of Deposit".
- Certificate_of_deposit wikiPageWikiLinkText "Certificates of deposit".
- Certificate_of_deposit wikiPageWikiLinkText "Certificates".
- Certificate_of_deposit wikiPageWikiLinkText "Share certificates".
- Certificate_of_deposit wikiPageWikiLinkText "brokered CDs".
- Certificate_of_deposit wikiPageWikiLinkText "certificate of deposit".
- Certificate_of_deposit wikiPageWikiLinkText "certificates of deposit".
- Certificate_of_deposit wikiPageWikiLinkText "certificates of deposits".
- Certificate_of_deposit wikiPageWikiLinkText "certificates of participation".
- Certificate_of_deposit wikiPageWikiLinkText "certificates".
- Certificate_of_deposit wikiPageWikiLinkText "deposit certicate".
- Certificate_of_deposit wikiPageWikiLinkText "share certificates".
- Certificate_of_deposit hasPhotoCollection Certificate_of_deposit.
- Certificate_of_deposit wikiPageUsesTemplate Template:Banking.
- Certificate_of_deposit wikiPageUsesTemplate Template:Banking_in_the_United_States.
- Certificate_of_deposit wikiPageUsesTemplate Template:Citation_needed.
- Certificate_of_deposit wikiPageUsesTemplate Template:Reflist.
- Certificate_of_deposit subject Category:Banking.
- Certificate_of_deposit subject Category:Interest-bearing_instruments.
- Certificate_of_deposit subject Category:Money_market_instruments.
- Certificate_of_deposit subject Category:Retail_financial_services.
- Certificate_of_deposit hypernym Deposit.
- Certificate_of_deposit type Article.
- Certificate_of_deposit type Instrument.
- Certificate_of_deposit type Library.
- Certificate_of_deposit type Article.
- Certificate_of_deposit type Industry.
- Certificate_of_deposit type Instrument.
- Certificate_of_deposit type Service.
- Certificate_of_deposit comment "A certificate of deposit (CD) is a time deposit, a financial product commonly sold in the United States and elsewhere by banks, thrift institutions, and credit unions.CDs are similar to savings accounts in that they are insured and thus virtually risk free; they are "money in the bank." In the USA, CDs are insured by the Federal Deposit Insurance Corporation (FDIC) for banks and by the National Credit Union Administration (NCUA) for credit unions.".
- Certificate_of_deposit label "Certificate of deposit".
- Certificate_of_deposit sameAs ሰርቲፊኬት_ኦፍ_ዲፖዚት.
- Certificate_of_deposit sameAs Depozit_sertifikatı.
- Certificate_of_deposit sameAs Depozitní_certifikát.
- Certificate_of_deposit sameAs Sparbrief.
- Certificate_of_deposit sameAs Certificado_de_depósito.
- Certificate_of_deposit sameAs گواهی_سپرده.
- Certificate_of_deposit sameAs Certificat_de_dépôt.
- Certificate_of_deposit sameAs Certificati_di_deposito.
- Certificate_of_deposit sameAs 譲渡性預金.
- Certificate_of_deposit sameAs 양도성예금증서.
- Certificate_of_deposit sameAs Certyfikat_depozytowy.
- Certificate_of_deposit sameAs Certificado_de_depósito_bancário.
- Certificate_of_deposit sameAs m.02_1z4.
- Certificate_of_deposit sameAs Депозитный_сертификат.
- Certificate_of_deposit sameAs Certificate_of_deposit.
- Certificate_of_deposit sameAs Certifikat_(finans).
- Certificate_of_deposit sameAs సర్టిఫికేట్_ఆఫ్_డిపాజిట్.
- Certificate_of_deposit sameAs Chứng_chỉ_tiền_gửi.
- Certificate_of_deposit sameAs Q200995.