Matches in DBpedia 2015-10 for { <http://dbpedia.org/resource/Adjustable-rate_mortgage> ?p ?o }
- Adjustable-rate_mortgage abstract "A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender's standard variable rate/base rate. There may be a direct and legally defined link to the underlying index, but where the lender offers no specific link to the underlying market or index the rate can be changed at the lender's discretion. The term "variable-rate mortgage" is most common outside the United States, whilst in the United States, "adjustable-rate mortgage" is most common, and implies a mortgage regulated by the Federal government, with caps on charges. In many countries, adjustable rate mortgages are the norm, and in such places, may simply be referred to as mortgages.Among the most common indices are the rates on 1-year constant-maturity Treasury (CMT) securities, the Cost of Funds Index (COFI), and the London Interbank Offered Rate (LIBOR). A few lenders use their own cost of funds as an index, rather than using other indices. This is done to ensure a steady margin for the lender, whose own cost of funding will usually be related to the index. Consequently, payments made by the borrower may change over time with the changing interest rate (alternatively, the term of the loan may change). This is distinct from the graduated payment mortgage, which offers changing payment amounts but a fixed interest rate. Other forms of mortgage loan include the interest-only mortgage, the fixed-rate mortgage, the negative amortization mortgage, and the balloon payment mortgage. Adjustable rates transfer part of the interest rate risk from the lender to the borrower. They can be used where unpredictable interest rates make fixed rate loans difficult to obtain. The borrower benefits if the interest rate falls but loses if the interest rate increases. The borrower benefits from reduced margins to the underlying cost of borrowing compared to fixed or capped rate mortgages.".
- Adjustable-rate_mortgage wikiPageExternalLink 201204_CFPB_ARMs-brochure.pdf.
- Adjustable-rate_mortgage wikiPageExternalLink adjustable-rate-mortgages.htm?cpg=1.
- Adjustable-rate_mortgage wikiPageExternalLink arms_english.htm.
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- Adjustable-rate_mortgage wikiPageWikiLink Asset–liability_mismatch.
- Adjustable-rate_mortgage wikiPageWikiLink Australia.
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- Adjustable-rate_mortgage wikiPageWikiLink Balloon_payment_mortgage.
- Adjustable-rate_mortgage wikiPageWikiLink Base_rate.
- Adjustable-rate_mortgage wikiPageWikiLink Building_societies.
- Adjustable-rate_mortgage wikiPageWikiLink Building_society.
- Adjustable-rate_mortgage wikiPageWikiLink Canada.
- Adjustable-rate_mortgage wikiPageWikiLink Category:Banking.
- Adjustable-rate_mortgage wikiPageWikiLink Category:Mortgage.
- Adjustable-rate_mortgage wikiPageWikiLink Consumer_Federation_of_America.
- Adjustable-rate_mortgage wikiPageWikiLink Cost_of_Funds_Index.
- Adjustable-rate_mortgage wikiPageWikiLink Cost_of_funds_index.
- Adjustable-rate_mortgage wikiPageWikiLink Creditor.
- Adjustable-rate_mortgage wikiPageWikiLink Deposit_(finance).
- Adjustable-rate_mortgage wikiPageWikiLink Federal_Home_Loan_Bank_Board.
- Adjustable-rate_mortgage wikiPageWikiLink Federal_Reserve.
- Adjustable-rate_mortgage wikiPageWikiLink Federal_Reserve_Board.
- Adjustable-rate_mortgage wikiPageWikiLink Federal_Reserve_Board_of_Governors.
- Adjustable-rate_mortgage wikiPageWikiLink Federal_Reserve_System.
- Adjustable-rate_mortgage wikiPageWikiLink First_lien.
- Adjustable-rate_mortgage wikiPageWikiLink Fixed-rate_mortgage.
- Adjustable-rate_mortgage wikiPageWikiLink Garn–St._Germain_Depository_Institutions_Act.
- Adjustable-rate_mortgage wikiPageWikiLink Germany.
- Adjustable-rate_mortgage wikiPageWikiLink Glossary_of_US_mortgage_terminology.
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- Adjustable-rate_mortgage wikiPageWikiLink Graduated_payment_mortgage_loan.
- Adjustable-rate_mortgage wikiPageWikiLink Home_equity_line_of_credit.
- Adjustable-rate_mortgage wikiPageWikiLink Interest.
- Adjustable-rate_mortgage wikiPageWikiLink Interest-only_loan.
- Adjustable-rate_mortgage wikiPageWikiLink Interest_rate.
- Adjustable-rate_mortgage wikiPageWikiLink Interest_rate_risk.
- Adjustable-rate_mortgage wikiPageWikiLink Introductory_rate.
- Adjustable-rate_mortgage wikiPageWikiLink Inverted_yield_curve.
- Adjustable-rate_mortgage wikiPageWikiLink Ireland.
- Adjustable-rate_mortgage wikiPageWikiLink LIBOR.
- Adjustable-rate_mortgage wikiPageWikiLink Lender.
- Adjustable-rate_mortgage wikiPageWikiLink Libor.
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- Adjustable-rate_mortgage wikiPageWikiLink London_Interbank_Offered_Rate.
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- Adjustable-rate_mortgage wikiPageWikiLink Mortgage_industry_of_the_United_Kingdom.
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- Adjustable-rate_mortgage wikiPageWikiLink Mortgage_servicer.
- Adjustable-rate_mortgage wikiPageWikiLink Mutual_building_societies.
- Adjustable-rate_mortgage wikiPageWikiLink Negative_amortization.
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- Adjustable-rate_mortgage wikiPageWikiLink Paul_Volcker.
- Adjustable-rate_mortgage wikiPageWikiLink Payment_schedule.
- Adjustable-rate_mortgage wikiPageWikiLink Predatory_lending.
- Adjustable-rate_mortgage wikiPageWikiLink Prime_lending_rate.
- Adjustable-rate_mortgage wikiPageWikiLink Prime_rate.
- Adjustable-rate_mortgage wikiPageWikiLink Probability_distribution.
- Adjustable-rate_mortgage wikiPageWikiLink Profit_margin.
- Adjustable-rate_mortgage wikiPageWikiLink SIBOR.
- Adjustable-rate_mortgage wikiPageWikiLink SOR.
- Adjustable-rate_mortgage wikiPageWikiLink Savings_and_loan_crisis.
- Adjustable-rate_mortgage wikiPageWikiLink Singapore.
- Adjustable-rate_mortgage wikiPageWikiLink Sor.
- Adjustable-rate_mortgage wikiPageWikiLink Teaser_rate.
- Adjustable-rate_mortgage wikiPageWikiLink US$.
- Adjustable-rate_mortgage wikiPageWikiLink US_mortgage_terminology.
- Adjustable-rate_mortgage wikiPageWikiLink United_Kingdom.
- Adjustable-rate_mortgage wikiPageWikiLink United_States.
- Adjustable-rate_mortgage wikiPageWikiLink United_States_dollar.
- Adjustable-rate_mortgage wikiPageWikiLink United_States_housing_bubble.
- Adjustable-rate_mortgage wikiPageWikiLink Unpaid_principal_balance.
- Adjustable-rate_mortgage wikiPageWikiLink VA_loan.
- Adjustable-rate_mortgage wikiPageWikiLink Wall_Street_Journal_prime_rate.
- Adjustable-rate_mortgage wikiPageWikiLink Yield_curve.
- Adjustable-rate_mortgage wikiPageWikiLinkText "(ARM)".
- Adjustable-rate_mortgage wikiPageWikiLinkText "ARM Loans".
- Adjustable-rate_mortgage wikiPageWikiLinkText "ARM".
- Adjustable-rate_mortgage wikiPageWikiLinkText "Adjustable-rate mortgage".
- Adjustable-rate_mortgage wikiPageWikiLinkText "Adjustable-rate mortgage#Cash flow ARMs".
- Adjustable-rate_mortgage wikiPageWikiLinkText "Adjustable-rate mortgage#Option ARMs".
- Adjustable-rate_mortgage wikiPageWikiLinkText "Option ARM".
- Adjustable-rate_mortgage wikiPageWikiLinkText "Option ARMs".
- Adjustable-rate_mortgage wikiPageWikiLinkText "Variable Rate Mortgage".
- Adjustable-rate_mortgage wikiPageWikiLinkText "adjustable rate (ARM)".
- Adjustable-rate_mortgage wikiPageWikiLinkText "adjustable rate".
- Adjustable-rate_mortgage wikiPageWikiLinkText "adjustable-rate mortgage loans".
- Adjustable-rate_mortgage wikiPageWikiLinkText "adjustable-rate mortgage".
- Adjustable-rate_mortgage wikiPageWikiLinkText "adjustable-rate-mortgages".
- Adjustable-rate_mortgage wikiPageWikiLinkText "floating rate mortgages".
- Adjustable-rate_mortgage hasPhotoCollection Adjustable-rate_mortgage.
- Adjustable-rate_mortgage wikiPageUsesTemplate Template:Citation_needed.
- Adjustable-rate_mortgage wikiPageUsesTemplate Template:Mortgage_loan.